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Your use of and/or access to constitutes your agreement to the terms of use and acceptance and compliance with the disclaimer contained in these terms. 2040finance reserves the right to amend these terms and disclaimers by posting the revised terms at any time without notice to you.  

This website is intended to provide factual information. We are not recommending, providing an opinion, or providing financial advice of a general or personal nature.  

We write blogs on a certain range of products, providers and services. We do not cover every product, provider or service available in the market and there may be other options available to you. 

We do not recommend specific products, services or providers. If you decided to apply for a product or service through our website, you are dealing directly with the provider of that product or service.  

We endeavor to ensure that the information on this site is current and accurate however you should confirm the information with the provider of the produce or service and read the information that they provide.  

We hope that by presenting the factual information, you will make a more informed decision.  

This website does not constitute personal or general financial advice. Please do not interpret it as such. Do not make any decisions regarding financial products until you have spoken to a financial adviser. 

The blog may contain information provided by third parties and is given factually and in good faith. The information has been derived from sources believed to be reliable but has not been independently verified. Any taxation   
position described in this publication is factual and should only ever be used as a guide. It does not constitute tax advice. You should consult a registered tax agent for specific tax advice on your circumstances. 

Past performance is not a reliable indicator of future performance. 
The information contained in this website is of a factual nature only and has been provided without taking account your objectives, financial situation or needs. Because of this, we recommend you consider, with the assistance of a financial adviser, whether the information is appropriate in light of your particular needs and circumstances. 

2040 finance and its owner disclaim all and any guarantees, undertakings and warranties, expressed or implied, and shall not be liable for any loss or damage whatsoever (including human or computer error, negligent or otherwise, or incidental or consequential loss or damage) arising out of or in connection with any use or reliance on the information on this site. The user must accept sole responsibility associated with the use of the material on this site, irrespective of the purpose for which such use or results are applied. The information on this website is no substitute for financial advice. 

Under no circumstances (including but not limited to any act or omission, whether negligent or not, on the part of will  or affiliates be liable for any indirect, incidental, special and/or   
consequential damages or loss of profits whatsoever which result from any use or access of, or any inability to use or access, this Site or any Content. receives no commission or other financial benefit from the publication of the information on this Site (save and except for any affiliate or referral fees, and advertising charges) and is in no way interested in any   securities or other transaction entered into as a result of the publication of such information.

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