Using contactless payment methods like PayPass and PayWave can cost you an extra 1% to 1.5%
. Using the old school method of inserting your card, selecting an account and entering your pin will avoid this fee (16/12/17).
There's more than one way to invest in real estate without saving a deposit and buying property. Real estate investment trusts (REITs) typically have lower barriers to entry (18/12/17).
Instead of thinking about prices in ‘dollars’, think about the amount of ‘time’ you had to work to earn it. Example, if you earn $20 an hour after tax then if something costs $40, think of it as 2 hours of work. This can help quell any ‘impulse buys’ (23/12/17).